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Typical Cost of Water Damage

Tuesday, May 18th, 2021
cost of water damage

Water damage restoration is not a rare event in American homes. Over one-third of households in the U.S. have filed a homeowner’s insurance claim for damage due to water originating from some source. Statistics from one major homeowners’ insurance company show that residences are up to 10 times more likely to incur damage from water than from fire.

In general, the average cost of residential water damage restoration ranges from $2,000 up to $5,000 with a median cost currently at $3,600. At the extremes, damage from a minor incident that is quickly controlled such as a toilet overflow could be less than $800, while a home entirely flooded with over six inches of water would likely exceed $20,000.   

Some of the major factors that influence the cost of water damage restoration include:

  • Type of water. Where the water originates matters. A ruptured plumbing supply line leaking clean water is certainly damaging. However, the cost of remediation by water damage professionals will be substantially less than an incident that involves tainted water such as an appliance overflow—known as “gray water”—or, worse, a sewage backup that is hazardous toxic “black water.” Events involving these categories impose extra complications of removing contaminated water and then sanitizing the structure to make it safe to occupy again.  
  • How far it’s spread. From the outset of a damaging incident, the water’s on the move. Hour by hour, the more time that elapses before intervention by water damage professionals occurs, the deeper water penetrates into the structure and the more costly restoration will be. Reputable water damage recovery firms offer rapid response 24-hours a day in order to limit the spread of water, ASAP.  
  • Active mold growth. Mold contamination is a significant complication of water damage and adds to the cost of remediation. Active mold growth triggered by exposure to moisture generally begins in 24 to 48 hours following water damage. Prompt professional water extraction and drying techniques are critical to reducing costly mold contamination.